Although it is a very big mitzvah to lend money, some people are reluctant to do so because they know of loans that were hard to collect. Must I lend someone money if I am not sure it will ever be repaid? What can I do if I loaned money to someone who seemed very honest and sincere, but now that it comes time to repay, he informs me that he is penniless? What may I do and what may I not do to collect my money? How can I guarantee that I get my money back?
Full Story »The Kosher Way to Collect a Loan
The Rights of a Copyright Holder
What is the halachic background to copyright law? Does the Torah have a concept of intellectual property rights, meaning that someone who creates or invents an item is owner of his invention? May a rav prevent people from taping his shiur? May one copy computer software or music disks? We will IY”H provide the background [...]
Full Story »The Fateful U-Turn
Reuven missed his exit off the highway. Since it was a bright, clear day, he decided to make a U-turn to get back in the right direction. Although this was illegal, he did not consider it dangerous since the road was virtually deserted, except for a car coming in the other direction which seemed to be quite a distance away.
Reuven was mistaken. His car collided with the other vehicle. Fortunately, no one was injured, but both cars suffered significant damage.
Planning in Advance – Advice for the Chesed Doer
Sometimes performing chesed can end up causing unexpected financial distress. However, a little bit of prevention can go a long way in avoiding this unplanned mishap.
Question #1: The Automobile Delivery
Mrs. Rosenberg’s *(all names have been changed) son, Yanky, a very straight and serious yeshiva bachur, sometimes comes home from yeshiva driving cars that are not his own. He told her that he is doing a favor for a businessman who needs these cars transported from place to place. Mrs. Rosenberg wants to know if Yanky is running any risk should something happen to the cars while in transit.
Laws of Purim– Matanos La’evyonim
Megillas Esther teaches that one of the mitzvos established by Mordechai and Esther was “matanos la’evyonim,” giving gifts to the poor. Since the megillah states one should give gifts “La’evyonim,” which is plural, we derive that one must give gifts to at least two poor people (Gemara Megillah 7b; cf., however, Be’er Heiteiv 694:1). …There are several opinions regarding the minimum gift needed to fulfill the mitzvah.
Full Story »Halachos of Life Insurance
Are there halachic or hashkafic concerns about purchasing life insurance or annuities? Should this practice be encouraged or discouraged from a Torah perspective? Poskim who discuss this shaylah raise the following considerations: “Al yiftach adam piv l’satan.” One should not say something that might cause evil to occur. Is buying life insurance included under this [...]
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